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VA Benefits

At Wilmington College, we strive to help military members and their families find the resources and financial aid they need to make school a reality.

For students who have served, or are currently serving, in the United States Armed Forces, or who are children or spouses of disabled or deceased veterans who passed away due to service related injuries, there may be VA educational benefits available.

Applying for VA Program Benefits

  1. Complete the Application for Benefits form on the VA website. See below for a list of benefit options, and you can contact the VA at 1-888-GI BILL 1 (1-888-442-4551) to help determine your eligibility.
  2. If you have used VA benefits in the past and have since changed schools or major programs, complete a Request for Change of Program or Place of Training.
  3. When you receive your Award Letter or Certificate of Eligibility, please be sure to provide a copy to the VA Certifying Official on campus by either emailing an electronic copy of your Certificate of Eligibility to or by bringing a copy to the Office of Academic Records (College Hall 105).
  4. If you have questions please contact Debra Arneson in the Office of Academic Records at or at 937-382-6661, ext. 464.


The GI Bill Comparison Tool provides helpful information for applying for VA Educational benefits.  Here you can view more about your benefits, see announcements, and find answers to your questions.


Chapter 1606 – Montgomery GI Select Reserve (MGIB-SR)

Members of the Reserve or National Guard who enlist, reenlist, or extend an enlistment after 6/30/85, for a period of 6 years. Learn more at the VA website.

Chapter 1607 – Reserve Education Assistance Program (REAP)

Provides educational assistance to members of the Reserve that are called or ordered to active duty in response to war or national emergency declared by the President or Congress. Learn more at the VA website.

Chapter 30 – GI Bill Active Duty (MGIB-AD)

Persons entering active duty on 7/1/85 or later, who made monthly contributions of $100 for 12 months. Persons must have completed 3 years of active duty, or 2 years active duty and 4 years in the selected reserve. Learn more at the VA website.

Chapter 31 -Vocational Rehabilitation

Veterans of World War II or thereafter whose service-connected disability, as determined by the VA, entitles them to benefits under this chapter. Learn more at the VA website.

Chapter 32 – (VEAP)

Persons entering service between 1/1/77 and 6/30/85, who made monthly or lump-sum contributions to the program while on active duty. Learn more at the VA website.

Chapter 33 – Post 9/11 GI Bill

For individuals who served on active duty on or after September 11, 2001. If approved at 100%, Wilmington will match $4443 of benefits provided by the Yellow Ribbon Program. Students receiving this benefit are not eligible for any other institutional aid (see example below). See the VA website for more information on the Yellow Ribbon Program. Learn more at the VA website.

Chapter 35 -Survivors’ and Dependents’ Educational Assistance

Must include appropriate file number for processing. Available to spouses’ and/or children or surviving spouses’; and/or children of a veteran with permanent and total service-connected disability: whose deaths were service connected, or; who died of any cause while rated permanently and totally disabled due to a service-connected disability. Learn more at the VA website.

Financial Aid

The Office of Financial Aid/Student One Stop Center coordinates all federal, state, and institutional financial aid eligibility together with information we receive from the Veteran’s Affairs Office.

If you file your financial aid application before you know your veteran’s benefits, you will receive a financial aid award based on non-eligibility for VA funding. Once we are notified that you will be receiving veteran’s benefits, your financial aid award may be recalculated. All Wilmington College Scholarships and Grants are applied to tuition and fees only. Veteran’s benefits do not affect federal financial aid, but may change state and institutional aid eligibility, as well as private/alternative loans. You will be notified of any changes to your award via email.

If you are a Wilmington College merit scholarship recipient, this scholarship may be combined with other tuition-based awards, such as your veteran’s benefits or state grants, but cannot exceed the cost of tuition and fees. In addition, if you are receiving any Wilmington College need-based grant, scholarship, or private/alternative loan, your total financial aid package cannot exceed the Cost of Attendance.

The chart below illustrates how an aid package may change once we are notified of veterans benefit eligibility (based on 2018-2019 tuition, fees and Yellow Ribbon benefit agreement). If the total sum of VA Benefit, State Aid, Yellow Ribbon and Institutional Yellow Ribbon Match covers 100% of the tuition and fees, all previously awarded institutional grants and scholarships will be waived.

100% Yellow Ribbon Veterans Awards and Changes
Undergraduate Student

Original Award Veterans Award
Tuition & Fees: $25,675 Tuition & Fees: $25,675
Federal Pell Grant: $5,730 Federal Pell Grant: $5,730*
Federal Stafford Loan: $5,500 Federal Stafford Loan: $5,500**
Federal Unsubsidized Stafford Loan: $2,000 Federal Unsubsidized Stafford Loan: $2,000**
WC Pathways Grant: $1,000 WC Pathways Grant: -0- (Waived)
Wilmington Scholarship/General Grant: $8,000 Wilmington Scholarship/General Grant: -0- (Waived)
Veteran’s Post 9/11 Tuition Grant: -0- Veteran’s Post 9/11 Tuition Grant: $23,671.94
Yellow Ribbon Grant: -0- Yellow Ribbon Grant: $1,001.53
  Yellow Ribbon Institutional Match: $1,001.53
Balance Owed: $3,445.00 Balance Owed for Tuition & Fees: $0.00*Credit for Federal Pell Grant: <$5,730.00>**Credit for Loans: <$7,500.00>

If you will be living on campus, room and board charges are not included in the above calculations and will need to be added to the balance due. You can use your monthly housing allowance (that is sent directly to you from the VA) towards your room and board charges or federal aid, outside scholarships and loans may also be used for room and board charges. All Wilmington College Scholarships and Grants are applied to tuition and fees only.

**In this example, if the student is a 100% Yellow Ribbon recipient, the loan money, whether federal or private loans will be refunded to the student.

*In this example, if the student is a 100% Yellow Ribbon recipient and receive federal grant money, this grant money will be refunded.